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Pre-Retirement Benefits

Actively employed Plan Members are included in a program of benefits designed to help them, and under specific circumstances their beneficiaries, meet financial needs in the event of death or disability.

DEATH BENEFITS:

For actively employed Plan Members who die from causes not directly related to their employment, their beneficiary(s) will receive a monthly benefit equal to 50% of their pensionable earnings until the earlier of 96 months or death of the last surviving beneficiary.

For actively employed Plan Members who die from causes directly related to their employment, their beneficiary(s) will receive (subject to plan maximums):

Spouse - a monthly benefit equal to 50% of monthly pensionable earnings until the earlier of death or remarriage.

Children - a monthly benefit equal to 10% of monthly earnings for each minor child until age 18 or marriage.

DISABILITY BENEFITS:

Actively employed Plan Members who suffer a service connected injury or illness while working for the City which prevents them from performing the regular and continuous duties of their job or a non-service connected injury, disease, or disability which totally incapacitates them from the regular and continuous duties of their job or any other gainful employment, may be eligible for disability benefits.

Service incurred disability benefits are equal to sixty-five percent (65%) of monthly earnings, beginning on the 91st day after the last day performing services for the City. Service incurred disability benefits will be offset by Workers' Compensation benefits under certain circumstances.

Non-service incurred disability benefits are equal to fifty percent (50%) of earnings, beginning on the 91st day after the last day performing services for the City. Non-service incurred disability benefits will be offset by Workers' Compensation benefits and/or Social Security Disability benefits under certain circumstances.

Disability benefits until recovery from disability, return to active employment, death, or eligibility for normal retirement pension benefits.

Exclusions for death and disability benefits:

Disability benefits or death benefits will not be paid if the Pension Board determines that any of the following conditions exist:

1) That disability or death resulted from an intentionally self-inflicted injury within the first two years of employment, even if the disability or death occurs beyond that first two year period.

2) That disability or death was the direct result of habitual, intentional use of alcohol, narcotics or drugs without an intervening cause.

3) That disability or death resulted from unlawful participation or unlawful involvement in riots, insurrection, or assembly; or

4) That disability or death resulted from participation or involvement in the commission of a felony as defined by the laws of the State of Florida, or the United States of America.

Additional informationcan be found within the Summary Plan Description and Member's Handbook.


 

Actively employed Plan Members with questions regarding death or disability benefits should contact the Pension Office.

It is imperative that actively employed Plan Members keep their designation of beneficiaries up to date. The forms are available at the Forms Page.

 

 

 

 

 

 

 

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